Rates & Insurance Information

At Nurture Maternal Health, we are dedicated to providing accessible, high-quality mental health care for mothers at every stage of their journey. We know that navigating the financial aspects of therapy can feel overwhelming, so we strive to make the process clear and simple. Whether you choose to use insurance or self-pay, investing in your mental health is an investment in your future and your family’s well-being.

Insurance info

We accept most major insurance plans that include mental health benefits. Here are some of the top insurance providers we commonly work with:

  • Anthem Blue Cross Blue Shield

  • UnitedHealthcare

  • Aetna

  • Cigna

  • Medical Mutual of Ohio

What you should know about insurance

  • Co-Insurance: This is the percentage of the cost of each session that you’re responsible for paying after meeting your deductible. For example, if your co-insurance is 20%, you pay 20% of the session fee, and your insurance pays the rest

  • Deductibles: A deductible is the amount you need to pay out-of-pocket for healthcare before your insurance starts covering costs. Check with your provider to know how much of your deductible has been met

  • In-Network Providers: If we’re in-network with your insurance, you’ll likely pay less because your insurance covers a larger portion of the cost

  • Out-of-Network Providers: If we’re out-of-network, we can provide you with a detailed receipt (called a “superbill”) that you can submit to your insurance for potential reimbursement

If you’re unsure about your coverage, contact our Care Coordination team at info@nurturematernalhealth.com or call (513) 400-4753‬ for assistance.

Self-Pay options

For clients who prefer not to use insurance, we offer straightforward self-pay rates as well as bundled packages for ongoing care.

Individual self-pay rates:

  • Initial Session: $175

  • Subsequent Sessions: $150

Why therapy is an investment in your future

Therapy isn’t just about addressing today’s challenges; it’s about building the skills, confidence, and resilience you need for a lifetime. Most of our clients benefit significantly within 12–20 sessions. These sessions help:

  • Address the root causes of stress, anxiety, or depression

  • Develop actionable strategies for managing emotional health

  • Build a strong foundation for navigating motherhood with clarity and balance

Therapy empowers you to create lasting change and equips you with tools to navigate life with confidence.

Frequently Asked Questions

How do I verify my insurance benefits?

To verify your benefits, call the number on the back of your insurance card and ask:

  • Does my plan cover therapy?

  • What is my deductible, and how much has been met?

  • What is my co-insurance or co-pay for therapy sessions?

  • Do I need a referral or pre-authorization for therapy?

If you need help verifying your benefits, contact us at info@nurturematernalhealth.com or (513) 400-4753‬, and we’ll assist you.

What should I do if my insurance denies coverage?

If your insurance denies coverage, we can:

  • Provide a superbill for you to submit for potential reimbursement.

  • Explore self-pay options to ensure you still have access to care.

  • Help you with the appeal process by providing necessary documentation.

Can I use my spouse’s or family member’s insurance?
Yes, if you are listed as a covered dependent under their plan. Contact the insurance provider to confirm your benefits.

What happens if my insurance changes during therapy?

If your insurance changes, let us know as soon as possible. We’ll verify your new coverage and work to minimize any disruptions in your care.

How long does it take for insurance reimbursement with a superbill?
Reimbursement times vary by insurance provider but typically take 4–6 weeks. Contact your insurance company to track the status of your claim.

Do you accept Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA)?

Yes, we accept HSA and FSA cards for self-pay clients.

Do I need to provide my insurance information before my first session?

Yes, providing your insurance details ahead of time allows us to verify your benefits and inform you of any out-of-pocket costs before your first session.

What is your cancellation policy?

You can cancel or reschedule your appointment up to 48 hours in advance without penalty. Late cancellations or missed appointments will incur a $135 fee.